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Programs How It Works Contact Get Pre-Qualified

Banks Lend on Your Income. We Lend on Your Properties.

No W-2s. No tax returns. Qualify based on property cash flow alone — and close in as few as 21 days.

Start Your Application View Loan Programs →
Step 1 of 4

Borrower Information

Property Information

Loan Details

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Authorization

I hereby agree that the information given is true, accurate and complete. I authorize The DSCR Funding Group, LLC to contact me by email or phone to discuss this property or project.

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Scenario Received

We'll review and get back to you within 24 hours.

Find Your Loan

Which loan fits your deal?

Skip the generic brochure. Tell us where you are.

Purchase

Short Term Rehab Loan

Acquire income-producing rentals. Qualification is based entirely on credit, experience, and (ARV) after repair value.

  • Liquidity dependent on qualifications
  • No personal income verification or W-2s required
  • Single-family, multi-family, condos, and short term rentals all qualify
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Refinance

Cash-Out Refinance

Unlock the equity sitting dormant in your existing rentals. Pull cash to fund your next acquisition — your portfolio's equity works as hard as you do, with no income documentation required.

  • Existing rental property with built-up equity
  • Cash proceeds fund your next property purchase
  • Qualification based on rental income, not personal income
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Short-Term Rental

Short Term Rental DSCR/Refi

Refinance Airbnb and VRBO properties using short-term rental income. Specialized underwriting accounts for STR yields and seasonality — something most banks don't understand and won't touch.

  • Maximum 12 mos. history of payments unless being converted into long term debt
  • Available in cash out refinance or rate and term refinance
  • Airbnb, VRBO, and vacation rental platforms all accepted
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REFINANCE

Long term DSCR loan

Use your investment properties equity through cash out to continue to build your investment portfolio.

  • Rate and term refinance to reposition with a better rate
  • Conversion from a rehab loan into a long term DSCR rental loan
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How It Works

Three steps. Any deal. One lender.

Whether you're buying a rental, tapping equity, financing an Airbnb, or bridging a renovation — watch how fast a deal moves with us.

Step 01
Tell us your strategy.

Buying a rental? Tapping equity in an existing property? Financing an Airbnb? Bridging a renovation to a long-term hold? We have a loan structure built for each. Pick your strategy — we'll match the right product to your deal.

Select Your Loan
DSCR Purchase Active
Cash-Out Refi Available
Airbnb / STR Available
Fix-to-Rent Bridge Available
Property 183 Maple Ave, Austin TX
Gross Rent $2,400 / mo
DSCR Ratio 1.15
Pre-Qualified
Step 02
We qualify the asset, not you.

No tax returns. No W-2s. No income verification letter — for any loan we make. We underwrite the deal: rental income, property value, or post-renovation ARV. Submit the property and pass a credit check. Most decisions are back within 24 hours.

Underwriting Checklist
Property Address ✓
Rent / ARV / STR Data ✓
Credit Check ✓
Tax Returns NOT REQUIRED
W-2 / Paystubs NOT REQUIRED
Decision Time 24 hrs
Under Review
Step 03
Close on investor time, not bank time.

Traditional banks average 90 days, 17 documents, and at least one committee meeting. We have one requirement: the deal pencils out. We've closed purchases in 21 days, bridges in 14, and cash-out refis while clients were already under contract on their next property.

Closing Timeline
Appraisal ordered Day 3
Title cleared Day 12
Docs signed Day 19
Closed Day 21
Traditional Bank 90+ days
DSCR Funding 21 days
Closed

Jason Scanlon

CEO & Founder — The DSCR Funding Group, LLC

Jason built The DSCR Funding Group on a simple premise: the property should qualify itself. After watching investors lose deal after deal to income-verification requirements that had nothing to do with the asset's actual performance, he created a lending process built around cash flow — not tax returns.

Based in Pittsburgh, PA, Jason works directly with every client — no loan officers passing files, no committees with no context. You get the principal at the table, every time.

Jason Scanlon — CEO, The DSCR Funding Group
Client Voices
Sarah
Johnson
"DSCR has been a game-changer for my financial management. Helping me stay on top of my budget effortlessly."
Michael
Lee
"I highly recommend DSCR to anyone looking for a reliable financial service. It's intuitive, secure, and has simplified my financial planning."
Emily
Chen
"With DSCR it has been a great experience. It provides valuable insights and have significantly improved my financial decision-making."

Fund the deal. Build the portfolio.

Investment property financing built for investors who move fast. No tax returns. No W-2. One call to close.

No Tax Returns
Close in 14 Days
Foreign Nationals Welcome
No W-2 Required
Step 1 of 4

Borrower Information

Property Information

Loan Details

$
$

Authorization

I hereby agree that the information given is true, accurate and complete. I authorize The DSCR Funding Group, LLC to contact me by email or phone to discuss this property or project.

✓

Scenario Received

We'll review and get back to you within 24 hours.